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Retirement & Benefits

Investing isn't a sprint - your final stretch could last decades, and so should your investment strategy.

 

"Why do I like Stockcross? Good service, less expensive commissions, prompt trades and detailed statements."


W. Hansen, 71
Retired Steamfitter

StockCross Client

StockCross Retirement Solutions

Aim to Turn Your Golden Years Platinum

If your retirement is 10 years away - or 40 years in the distance - that is too long to be on a stock market white-knuckle ride. There may be countless record highs and dramatic sell-offs between today and the day you stop working, so you need to come up with a plan. Welcome to StockCross Retirement Solutions.

Whether you need slow, steady, long-term growth; or you are looking for an aggressive surge to try to make up for lost time; StockCross Investment Specialists will help you custom-build a strategic plan that is right for you. We will account for the highs and lows that will come; so you can keep your attention where it needs to be - on your family, your friends, your career and yourself.

Which Plan is Right for Me?

Do you have multiple 401(k)s from previous employers? Have you inherited money from a spouse, parent or family member? Is your life's savings sitting in a bank account? No matter what your situation, StockCross will help you create a portfolio that is organized, diversified and unified to meet your retirement goals.

Traditional IRA

This is a retirement option for investors who chose not  to contribute to a Roth IRA. Make contributions up to $5500 ($6500 if you are 50 or older) before April 15 of the following year.
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IRA Rollover

The funds you picked as a 25 year-old might not make sense for your needs today.
  • Evaluate the performance of your existing tax-deferred retirement accounts (401(k), 457, 403(b), etc.).
  • Liberate them from your former employers
  • Reallocate the selections as necessary to align with your strategic goals.
Learn More

Roth IRA

Take your post-tax earnings and fund this retirement plan up to $5500 ($6500 if you are 50 or older) per year with no tax penalties for early withdrawals. To see if you're eligible, click on the learn more button below.
Learn More

Consolidate Your 401(k) and IRA Accounts

People who switch jobs remain loyal to their old employer’s 401(k) plans because they have not thought about consolidating these accounts. StockCross can show you how to roll these funds over to your new employer's 401(k) plan, if they offer one. Your money will continue to grow tax-deferred and you will have the ability to borrow against these assets. However, you will be limited to your new employer’s investment options.


The benefits of consolidating these accounts into a single IRA account include:

More Options. IRAs offer more flexibility than 401(k)s when it comes to investment options. The typical 401(k) plan provides no more than two-dozen fund choices, compared to thousands of fund possibilities in an IRA.

Added Convenience. Consolidating your retirement funds into a single account gives you the ability to manage your investments all in one place. Multiple accounts are often difficult to rebalance when you need the assets in them to reflect your current risk appetite and/or objectives.



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Investors should consider the investment objectives, risks, charges and expenses carefully before investing. The prospectus and, if available, the summary prospectus contain this and other information about the investment company.  To obtain a prospectus contact StockCross at 800.225.6196. Read the prospectus carefully before investing.

Options involve risk and are not suitable for all investors. Detailed information on our policies and the risks associated with options can be found in the StockCross Options Application and Agreement, Customer Agreement, and by downloading the Characteristics and Risks of Standardized Options, and 2012 Supplements from The Options Clearing Corporation, or by requesting a copy from StockCross free of charge. 

Margin trading involves interest charges and risks, including the potential to lose more than deposited or the need to deposit additional collateral in a falling market. The Margin Disclosure Statement and Agreement (PDF) is available for download, or by requesting a copy from StockCross free of charge. 

Testimonials may not be representative of the experience of other clients and are no guarantee of future performance or success.

Copyright StockCross Financial Services, Inc. 2016.