*Costs and expenses vary, and may include a sales load, deferred sales charge, and transaction fees. Each individual investor should consider the investment objectives, risks, and charges and expenses of the investment company before investing. The prospectus contains this and other information about the investment company. A prospectus can be obtained by calling or writing to StockCross Financial Services or the website of the fund family. Please read the Mutual Fund Disclosure and Prospectus carefully before investing.